Richard DiBiase's Top 5 Financial Tips for the New Year
Financial expert and Peters resident provides advice to help you handle your money like a pro.
After the holidays, money is tight for almost every family. With the recession, the situation can be incredibly stressful. So if you're looking to strengthen your financial standings in the New Year, Peters Township resident and Executive Vice President of Harvest Financial Corporation, Richard DiBiase, has some tips to get you headed down the right path. 1. Avoid using credit cards when possible. With extremely high interest rates (sometimes up to 12.99 percent or higher), it can be extremely difficult to pay these cards off once debt has been accumulated. For some, it may take more than 10 years just to pay off the debt on one credit card. If you do use the card, try and pay off the balance every month. "Over the last 12 months, we have …
